@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700;800&family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  /* — Renk Paleti (Veles Inspired) — */
  --bg: #f4f6f9;
  --text: #1b2c4d;
  --muted: #5a6e87;
  --primary: #1b2c4d;
  --primary-600: #142240;
  --accent: #c9935e;
  --accent-dark: #b07a45;
  --accent-grad: linear-gradient(135deg, #c9935e, #e6b97a);
  --border: #dce3ec;
  --card: #ffffff;
  --shadow: 0 4px 24px rgba(27, 44, 77, 0.07);
  --shadow-lg: 0 12px 40px rgba(27, 44, 77, 0.10);
  --amber-bg: #fdf8f1;
  --amber-border: #eed9bb;
  --orange-grad: linear-gradient(135deg, #c9935e, #e6b97a);
  --green: #1a9068;

  /* — Tipografi — */
  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

html,
body {
  margin: 0;
  padding: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* ============================================================
   fz-wrap
   ============================================================ */
.fz-wrap {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ============================================================
   Header – Veles Inspired: Centered, Sticky, Premium
   ============================================================ */
.fz-topbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 1px 8px rgba(27, 44, 77, 0.04);
}

.fz-topbar .fz-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  padding: 0 24px;
}

.fz-logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1.125rem;
  letter-spacing: 0.2px;
  color: var(--text);
  text-decoration: none;
}

.fz-logo-icon {
  width: 28px;
  height: 28px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 12px rgba(27, 44, 77, 0.15);
}
.fz-logo-icon svg {
  width: 22px;
  height: 22px;
}
.fz-logo-label {
  text-transform: lowercase;
}

.fz-menu {
  display: flex;
  align-items: center;
  gap: 28px;
}

.fz-menu-item {
  color: var(--muted);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.92rem;
  letter-spacing: 0.3px;
  text-transform: uppercase;
  transition: color 0.25s ease;
  position: relative;
}

.fz-menu-item::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--accent);
  transition: width 0.3s ease;
}

.fz-menu-item:hover {
  color: var(--text);
}

.fz-menu-item:hover::after {
  width: 100%;
}

/* Hamburger toggle – hidden on desktop */
.fz-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px;
  height: 36px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  z-index: 201;
}
.fz-hamburger span {
  display: block;
  width: 100%;
  height: 2.5px;
  background: var(--text);
  border-radius: 2px;
  transition: transform 0.3s ease, opacity 0.3s ease;
}

/* ── Mobile menu overlay ── */
@media (max-width: 768px) {
  .fz-hamburger {
    display: flex;
  }
  .fz-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 280px;
    height: 100vh;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-start;
    padding: 100px 32px 40px;
    gap: 0;
    box-shadow: -4px 0 24px rgba(0,0,0,0.1);
    transition: right 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 200;
    overflow-y: auto;
  }
  .fz-menu.open {
    right: 0;
  }
  .fz-menu-item {
    display: block;
    font-size: 1.05rem;
    padding: 16px 0;
    border-bottom: 1px solid var(--border);
    width: 100%;
    text-transform: none;
    letter-spacing: 0;
  }
  .fz-menu-item::after {
    display: none;
  }
  .fz-menu .fz-btn {
    margin-top: 24px;
    width: 100%;
    text-align: center;
  }
}

/* ============================================================
   Buttons – Veles Inspired: Corporate Tones
   ============================================================ */
.fz-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 4px;
  padding: 12px 24px;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid var(--primary);
  color: var(--text);
  transition: all 0.3s ease;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 0.92rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.fz-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(27, 44, 77, 0.12);
}

.fz-btn.fz-primary {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}

.fz-btn.fz-primary:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

.fz-btn.fz-outline {
  background: transparent;
  border-color: var(--primary);
  color: var(--primary);
}

.fz-btn.fz-outline:hover {
  background: var(--primary);
  color: #fff;
}

.fz-btn.fz-full {
  width: 100%;
  padding: 14px 18px;
}

.fz-btn.fz-small {
  padding: 8px 16px;
  font-size: 0.85rem;
}

/* ============================================================
   fz-banner – Veles Inspired: Full-width, Dramatic
   ============================================================ */
.fz-banner {
  padding: 120px 0 100px;
  background: url('public/hero-bg.png') center/cover no-repeat;
  position: relative;
  overflow: hidden;
  min-height: 85vh;
  display: flex;
  align-items: center;
}

.fz-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(27, 44, 77, 0.82) 0%, rgba(20, 33, 58, 0.75) 50%, rgba(27, 44, 77, 0.85) 100%);
  z-index: 1;
}

.fz-banner::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 120px;
  background: linear-gradient(to top, var(--bg), transparent);
  z-index: 1;
}

.fz-banner-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.fz-headline {
  font-family: var(--font-heading);
  font-size: 3.2rem;
  line-height: 1.2;
  font-weight: 700;
  margin-bottom: 24px;
  letter-spacing: -0.5px;
  color: #fff !important;
}

.fz-headline span {
  background: var(--accent-grad) !important;
  -webkit-background-clip: text !important;
  background-clip: text !important;
  color: transparent !important;
}

.fz-banner h1 {
  font-family: var(--font-heading);
  font-size: 3.2rem;
  margin: 0 0 20px;
  letter-spacing: -0.5px;
  color: #fff;
  line-height: 1.2;
}

.fz-subline {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.75) !important;
  margin-bottom: 36px;
  line-height: 1.7;
  max-width: 90%;
}

.fz-banner p {
  margin: 0;
  color: rgba(255, 255, 255, 0.75);
  font-size: 1.05rem;
}

.fz-rate-block {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: center;
  margin-top: 22px;
}

.fz-rate {
  display: grid;
  gap: 6px;
}

.fz-rate-num {
  font-size: 3rem;
  font-weight: 800;
  line-height: 1;
  background: var(--accent-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.fz-rate-desc {
  color: rgba(255, 255, 255, 0.6);
  font-weight: 600;
}

.fz-banner-cta {
  margin-top: 32px;
  display: flex;
  gap: 16px;
}

.fz-banner-cta .fz-btn.fz-primary {
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
  padding: 16px 32px !important;
  font-size: 0.95rem !important;
}

.fz-banner-cta .fz-btn.fz-primary:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

.fz-banner-cta .fz-btn.fz-outline {
  border-color: rgba(255, 255, 255, 0.4);
  color: #fff;
  background: transparent;
  padding: 16px 32px !important;
  font-size: 0.95rem !important;
}

.fz-banner-cta .fz-btn.fz-outline:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.7);
}

.fz-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.fz-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 500;
  font-size: 0.88rem;
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(8px);
}

.fz-banner-aside {
  display: grid;
  place-items: center;
}

/* — fz-banner fz-card (sağdaki bilgi kartı) — */
.fz-preview-box {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  padding: 36px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.2);
  position: relative;
  overflow: hidden;
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  animation: floatUp 0.8s ease-out forwards;
  color: #fff;
}

.fz-preview-box::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 200px;
  height: 200px;
  background: var(--accent-grad);
  border-radius: 50%;
  opacity: 0.12;
  filter: blur(40px);
}

.fz-preview-box h3 {
  color: #fff !important;
}

.fz-preview-box .fz-label,
.fz-preview-box span[style*="color: var(--muted)"] {
  color: rgba(255, 255, 255, 0.6) !important;
}

.fz-preview-box span[style*="font-weight: 800"] {
  color: #fff !important;
}

.fz-preview-box div[style*="background: #fff"] {
  background: rgba(255, 255, 255, 0.06) !important;
  border-color: rgba(255, 255, 255, 0.1) !important;
}

.fz-preview-box div[style*="background: var(--border)"],
.fz-preview-box div[style*="height: 1px"] {
  background: rgba(255, 255, 255, 0.1) !important;
}

.fz-preview-box span[style*="color: var(--primary)"] {
  color: var(--accent) !important;
}

.fz-preview-box span[style*="color: var(--text)"] {
  color: #fff !important;
}

.fz-preview-box div[style*="color: var(--muted)"] {
  color: rgba(255, 255, 255, 0.5) !important;
}

.fz-preview-box svg {
  fill: var(--accent) !important;
}

@keyframes floatUp {
  0% { opacity: 0; transform: translateY(30px); }
  100% { opacity: 1; transform: translateY(0); }
}

/* ============================================================
   Trust Banner – Alt çizgi trust ögesi
   ============================================================ */
.fz-trust-strip {
  border-top: none;
  border-bottom: 1px solid var(--border);
  padding: 40px 0;
  background: #fff;
  text-align: center;
}

.fz-trust-icons {
  display: flex;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
  opacity: 0.7;
  transition: opacity 0.3s ease;
}

.fz-trust-icons:hover {
  opacity: 1;
}

.fz-trust-icons img {
  height: 35px;
  object-fit: contain;
}

/* ============================================================
   Section Headings – Veles Inspired: Centered w/ Decorators
   ============================================================ */
.fz-heading-block {
  text-align: center;
  margin: 0 0 48px;
  position: relative;
}

.fz-heading-block h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  letter-spacing: -0.3px;
  color: var(--text);
  position: relative;
  display: inline-block;
}

.fz-heading-block h2::after {
  content: '• • •';
  display: block;
  margin-top: 16px;
  font-size: 0.9rem;
  color: var(--accent);
  letter-spacing: 6px;
  text-align: center;
}

.fz-heading-block p {
  margin: 20px auto 0;
  color: var(--muted);
  max-width: 640px;
  font-size: 1.05rem;
  line-height: 1.7;
}

/* ============================================================
   fz-benefits / Vorteile – Veles Inspired: Icon Cards
   ============================================================ */
.fz-benefits {
  padding: 80px 0;
}

.fz-section {
  padding: 80px 0;
}

.text-center { text-align: center; }
.mb-2 { margin-bottom: 16px; }
.mb-4 { margin-bottom: 32px; }

.fz-card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.fz-benefit-tile {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 32px 24px;
  box-shadow: var(--shadow);
  text-align: center;
  transition: all 0.35s ease;
  position: relative;
  overflow: hidden;
}

.fz-benefit-tile::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--accent-grad);
  transform: scaleX(0);
  transition: transform 0.35s ease;
}

.fz-benefit-tile:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.fz-benefit-tile:hover::before {
  transform: scaleX(1);
}

.fz-benefit-tile h3 {
  margin: 14px 0 10px;
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text);
}

.fz-benefit-tile p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.6;
}

/* Feature Icons – Veles-style refined */
.fz-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--bg);
  border: 1px solid var(--border);
  margin: 0 auto;
  position: relative;
  transition: all 0.3s ease;
}

.fz-benefit-tile:hover .fz-icon {
  background: var(--accent);
  border-color: var(--accent);
}

.fz-icon.fz-dot {
  position: relative;
}
.fz-icon.fz-dot::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 10px;
  height: 10px;
  background: var(--accent);
  border-radius: 50%;
  transform: translate(-50%, -50%);
  transition: background 0.3s ease;
}
.fz-benefit-tile:hover .fz-icon.fz-dot::after {
  background: #fff;
}

.fz-icon.fz-ladder {
  background: linear-gradient(180deg, #fdf8f1 0%, #fff 100%);
  position: relative;
}
.fz-icon.fz-ladder::before,
.fz-icon.fz-ladder::after {
  content: "";
  position: absolute;
  left: 10px;
  right: 10px;
  height: 2px;
  background: var(--accent);
  transition: background 0.3s ease;
}
.fz-icon.fz-ladder::before { top: 16px; }
.fz-icon.fz-ladder::after { bottom: 16px; }
.fz-benefit-tile:hover .fz-icon.fz-ladder::before,
.fz-benefit-tile:hover .fz-icon.fz-ladder::after {
  background: #fff;
}

.fz-icon.fz-shield {
  background: #fdf8f1;
  position: relative;
}
.fz-icon.fz-shield::before {
  content: "";
  position: absolute;
  left: 14px;
  top: 10px;
  width: 20px;
  height: 26px;
  background: var(--accent);
  clip-path: polygon(50% 0, 100% 20%, 100% 75%, 50% 100%, 0 75%, 0 20%);
  transition: background 0.3s ease;
}
.fz-benefit-tile:hover .fz-icon.fz-shield::before {
  background: #fff;
}

.fz-icon.fz-flex-icon {
  background: #fdf8f1;
  position: relative;
}
.fz-icon.fz-flex-icon::before {
  content: "";
  position: absolute;
  left: 12px;
  top: 12px;
  width: 22px;
  height: 22px;
  border: 2.5px solid var(--accent);
  border-radius: 6px;
  transform: rotate(10deg);
  transition: border-color 0.3s ease;
}
.fz-benefit-tile:hover .fz-icon.fz-flex-icon::before {
  border-color: #fff;
}

/* ============================================================
   fz-method / Zinstreppe Section
   ============================================================ */
.fz-method {
  padding: 80px 0;
}

.fz-method.fz-section {
  background: #fff !important;
  border-top: 1px solid var(--border) !important;
  border-bottom: 1px solid var(--border) !important;
}

.fz-phases {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.fz-phase {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 28px 24px;
  box-shadow: var(--shadow);
  text-align: center;
  transition: all 0.3s ease;
}

.fz-phase:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

.fz-phase h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  margin: 14px 0 8px;
}

.fz-phase p {
  color: var(--muted);
  margin: 0;
  line-height: 1.6;
}

.fz-phase-num {
  width: 44px;
  height: 44px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--accent);
  color: #fff;
  font-weight: 800;
  font-size: 1.05rem;
  margin: 0 auto;
  box-shadow: 0 4px 12px rgba(201, 147, 94, 0.3);
}

.fz-tactic-cards {
  margin-top: 24px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.fz-tactic-tile {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 24px;
  box-shadow: var(--shadow);
  transition: all 0.3s ease;
}

.fz-tactic-tile:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}

/* ============================================================
   CTA Bar – Veles Inspired: Corporate
   ============================================================ */
.fz-action-bar {
  background: linear-gradient(135deg, #1b2c4d, #2c4a70);
  padding: 64px 40px;
  color: #fff;
  text-align: center;
  border-radius: 8px;
  margin: 60px 24px;
  position: relative;
  overflow: hidden;
}

.fz-action-bar::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(201, 147, 94, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.fz-action-bar h2 {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  margin: 0 0 16px;
  color: #fff;
  position: relative;
}

.fz-action-bar p {
  font-size: 1.05rem;
  opacity: 0.85;
  max-width: 600px;
  margin: 0 auto 32px;
  position: relative;
  line-height: 1.7;
}

.fz-action-bar .fz-btn {
  background: var(--accent);
  color: #fff;
  font-weight: 700;
  padding: 16px 36px;
  font-size: 0.95rem;
  border: 2px solid var(--accent);
  box-shadow: 0 8px 24px rgba(201, 147, 94, 0.25);
  position: relative;
}

.fz-action-bar .fz-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(201, 147, 94, 0.35);
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

/* ============================================================
   Footer – Veles Inspired: Dark Corporate
   ============================================================ */
.fz-bottom {
  background: linear-gradient(180deg, #1b2c4d 0%, #14213a 100%);
  border-top: none;
  padding: 48px 0 32px;
  color: rgba(255, 255, 255, 0.7);
  position: relative;
}

.fz-bottom::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--accent-grad);
}

.fz-bottom .fz-wrap {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
}

.fz-bottom .fz-logo {
  font-weight: 700;
  letter-spacing: 0.2px;
  color: #fff;
}

.fz-bottom .fz-logo img {
  filter: brightness(0) invert(1);
  opacity: 0.9;
}

.fz-bottom .fz-small,
.fz-bottom-info .fz-small {
  color: rgba(255, 255, 255, 0.45);
  margin-top: 12px;
  font-size: 0.88rem;
  line-height: 1.6;
}

.fz-bottom-links {
  display: flex;
  gap: 24px;
}

.fz-bottom-links a {
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.92rem;
  transition: color 0.25s ease;
}
.fz-bottom-links a:hover {
  color: var(--accent);
}

/* ============================================================
   Compare & Offer Cards (vergleich.html)
   ============================================================ */
.fz-filter-panel {
  width: 100%;
  max-width: 420px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 20px;
}

.fz-filter-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 10px;
}

.fz-filter-top h3 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 1.2rem;
}

.filter-options {
  display: grid;
  gap: 8px;
  margin-top: 4px;
}

.checkbox-label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.95rem;
  color: var(--text);
  cursor: pointer;
  font-weight: 500;
}

.checkbox-label fz-input[type="checkbox"] {
  width: 18px;
  height: 18px;
  accent-color: var(--accent);
  cursor: pointer;
}

.fz-highlight-tag {
  font-size: 0.85rem;
  font-weight: 700;
  color: #8b6914;
  background: #fdf8f1;
  border-radius: 999px;
  padding: 6px 12px;
  border: 1px solid var(--amber-border);
}

.fz-field {
  display: grid;
  gap: 8px;
  margin-top: 10px;
}

.fz-field fz-label {
  font-weight: 700;
}

.fz-input,
.fz-select {
  width: 100%;
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 6px;
  padding: 12px 14px;
  font-size: 1rem;
  color: var(--text);
  outline: none;
  font-family: var(--font-body);
  transition: box-shadow 0.2s ease, border-color 0.2s ease;
}

.fz-input:focus,
.fz-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(201, 147, 94, 0.12);
}

.fz-card {
  width: 100%;
  max-width: 420px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.fz-card.fz-highlighted .card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1px solid var(--border);
}

.fz-card .bank {
  font-weight: 700;
}

.fz-pill {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--accent-dark);
  background: #fdf8f1;
  border-radius: 999px;
  padding: 6px 12px;
}

.fz-card-body {
  padding: 20px;
  display: grid;
  gap: 12px;
}

.fz-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.fz-label {
  color: var(--muted);
}

.fz-val {
  font-weight: 700;
}

.fz-val.fz-accent {
  color: var(--accent-dark);
}

/* ============================================================
   fz-listings / Offers Listing
   ============================================================ */
.fz-listings {
  padding: 32px 0;
  scroll-margin-top: 84px;
}

.fz-listing-more {
  display: flex;
  justify-content: center;
  margin-top: 16px;
}

.fz-listing-feed {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
}

.fz-listing-tile {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 20px 24px;
  transition: all 0.3s ease;
}

.fz-listing-tile:hover {
  box-shadow: var(--shadow-lg);
}

.fz-listing-tile.expanded {
  background: #fdfcfa;
  border-color: var(--accent);
}

.fz-inquiry-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 20px 24px;
}

.fz-inquiry-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 12px;
}

.fz-inquiry-heading {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.15rem;
}

.fz-inquiry-close {
  width: 38px;
  height: 38px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: var(--bg);
  color: var(--muted);
  font-weight: 800;
  cursor: pointer;
  transition: color 0.2s ease;
}

.fz-inquiry-close:hover {
  color: var(--text);
}

.fz-inquiry-form {
  display: grid;
  gap: 12px;
}

.fz-inquiry-label {
  font-weight: 700;
}

.fz-inquiry-field {
  display: grid;
  gap: 8px;
}

.fz-inquiry-ok {
  text-align: center;
  font-weight: 700;
  color: var(--accent-dark);
}

.fz-listing-header {
  display: grid;
  grid-template-columns: auto auto 1fr auto;
  gap: 14px;
  align-items: center;
}

.fz-rank-badge {
  width: 36px;
  height: 36px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--accent);
  color: #fff;
  font-weight: 800;
  font-size: 0.95rem;
  box-shadow: 0 4px 12px rgba(201, 147, 94, 0.25);
}

.fz-bank-icon {
  width: 54px;
  height: 54px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: transparent;
  border: 1px solid transparent;
  color: var(--accent-dark);
  font-weight: 800;
  font-size: 1.1rem;
}

.fz-bank-icon img {
  width: 70%;
  height: 70%;
  object-fit: contain;
  display: block;
}

.fz-bank-details {
  display: grid;
  gap: 6px;
}

.fz-bank-title {
  font-weight: 800;
  font-size: 1.1rem;
}

.fz-bank-stars {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--muted);
  font-weight: 600;
}

.fz-bank-stars .fz-star {
  width: 16px;
  height: 16px;
  fill: #e6a43e;
}

.fz-star-score {
  margin-left: 2px;
}

.fz-listing-btns {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.fz-btn.fz-info {
  background: #fff;
  border-color: var(--border);
}

.fz-btn.fz-more {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}

.fz-btn.fz-more:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

.btn-icon {
  display: inline-flex;
  margin-right: 8px;
}
.btn-icon svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.fz-listing-body {
  margin-top: 14px;
}

.fz-stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}

.fz-stat {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
}

.fz-stat.fz-highlighted {
  background: var(--amber-bg);
  border-color: var(--amber-border);
}

.fz-stat-label {
  color: var(--muted);
  font-weight: 600;
  font-size: 0.9rem;
}

.fz-stat-value {
  font-weight: 800;
  font-size: 1.05rem;
}

.fz-listing-meta {
  margin-top: 12px;
  padding-top: 14px;
  border-top: 1px dashed var(--border);
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.fz-meta-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--muted);
  font-weight: 600;
}

.fz-meta-icon {
  width: 18px;
  height: 18px;
}
.fz-listing-meta .fz-meta-icon circle {
  fill: #fdf8f1;
}
.fz-listing-meta .fz-meta-icon path {
  fill: var(--accent);
  stroke: var(--accent);
}

/* Expanded Details */
.fz-listing-expand {
  margin-top: 16px;
  border-top: 1px solid var(--border);
  padding-top: 16px;
  animation: slideDown 0.3s ease-out;
}

@keyframes slideDown {
  from { opacity: 0; transform: translateY(-10px); }
  to { opacity: 1; transform: translateY(0); }
}

.fz-expand-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 16px;
}

.fz-expand-cell {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.fz-expand-label {
  font-size: 0.85rem;
  color: var(--muted);
  font-weight: 600;
}

.fz-expand-value {
  font-size: 1rem;
  font-weight: 700;
}

.fz-expand-note {
  background: #fdf8f1;
  border: 1px solid var(--amber-border);
  padding: 14px 16px;
  border-radius: 8px;
  color: #7a5a1e;
  font-size: 0.95rem;
  display: flex;
  gap: 8px;
}

/* ============================================================
   fz-questions
   ============================================================ */
.fz-questions {
  padding: 48px 0;
}

.fz-question-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.fz-question-tile {
  padding: 18px 20px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: #fff;
  box-shadow: var(--shadow);
  transition: all 0.3s ease;
}

.fz-question-tile:hover {
  box-shadow: var(--shadow-lg);
}

summary {
  cursor: pointer;
  font-weight: 700;
  font-family: var(--font-heading);
}

/* ============================================================
   fz-policy Pages
   ============================================================ */
.fz-policy {
  padding: 56px 0 28px;
}

.fz-policy-wrap {
  max-width: 860px;
}

.fz-policy h1 {
  margin: 0 0 18px;
  font-family: var(--font-heading);
  font-size: 2.2rem;
  letter-spacing: -0.4px;
}

.fz-policy-block {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
  padding: 24px;
  margin-top: 18px;
}

.fz-policy-block h2 {
  margin: 0 0 12px;
  font-family: var(--font-heading);
  font-size: 1.15rem;
}

.fz-policy-block p {
  margin: 0;
  color: var(--muted);
  line-height: 1.7;
}

.fz-policy-block p + p {
  margin-top: 10px;
}

/* ============================================================
   Details List
   ============================================================ */
.fz-expand-list {
  list-style: none;
  padding: 0;
  margin: 0 0 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.fz-expand-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 0.95rem;
}

.fz-row-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  background-color: var(--accent);
  color: #fff;
  border-radius: 50%;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
}

.fz-row-text {
  color: var(--text);
}

.fz-row-val {
  font-weight: 700;
}

/* ============================================================
   Responsive – Tablet (≤1024px)
   ============================================================ */
@media (max-width: 1024px) {
  .fz-card-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .fz-banner-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .fz-headline,
  .fz-banner h1 {
    font-size: 2.6rem;
  }
  .fz-stat-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .fz-phases,
  .fz-tactic-cards,
  .fz-question-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ============================================================
   Responsive – Mobile (≤640px)
   ============================================================ */
@media (max-width: 640px) {
  .fz-banner {
    padding: 64px 0 48px;
  }
  .fz-headline,
  .fz-banner h1 {
    font-size: 2rem;
  }
  .fz-rate-num {
    font-size: 2.4rem;
  }
  .fz-banner-cta {
    flex-direction: column;
  }
  .fz-card-grid {
    grid-template-columns: 1fr;
  }
  .fz-listing-header {
    grid-template-columns: auto auto 1fr;
  }
  .fz-listing-btns {
    grid-column: 1 / -1;
    flex-direction: row;
  }
  .fz-phases,
  .fz-tactic-cards,
  .fz-question-grid {
    grid-template-columns: 1fr;
  }
  .fz-expand-grid {
    grid-template-columns: 1fr;
  }

  .fz-heading-block h2 {
    font-size: 1.8rem;
  }

  .fz-action-bar {
    margin: 40px 16px;
    padding: 48px 24px;
    border-radius: 8px;
  }

  .fz-action-bar h2 {
    font-size: 1.6rem;
  }

  .fz-bottom .fz-wrap {
    flex-direction: column;
    align-items: center;
    gap: 28px;
    text-align: center;
  }

  .fz-bottom-info {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }

  .fz-bottom-links {
    flex-direction: column;
    align-items: center;
    gap: 16px;
  }
}